Definition in one sentence
It is a planner that reads your Sheet, runs calculations on your real numbers, and recommends the next best action.
What it does vs what it doesn’t do
Does: updates projections, runs “what‑if” scenarios, and suggests next actions. Doesn’t: move money, replace professional advice, or override your choices.
Who it is for
It is best for people who want control of a Sheet but want help turning numbers into decisions.
Example questions it can answer
Example prompts: “Can I save $300/month without going negative?” “Which category is drifting?” “How fast can I pay off a $2,500 balance?”