Safety checklist you can run in 2 minutes
Checklist: read-only access, clear data storage policy, limited internal access, and a visible revoke option in your bank. If any item is missing, pause and ask questions.
What read-only really means
Read-only access allows balances and transactions to be viewed but does not allow transfers, bill pay, or account changes. It is the single most important safety gate.
How to verify data storage and access
Look for a written policy that explains where transactions live and who can view them. If the answer is “only you in your sheet,” that is the most transparent model.
How to disconnect safely
Confirm you can revoke access from both the connector dashboard and your bank’s authorized apps list. Test the revoke path before you rely on it.